Our Insurance Programs cover thousands of schools and millions of children throughout the United States
Please click on coverage details prior to purchasing to determine which plan option is best for you.
Covers injuries around the clock – 24 hours per day. Weekends, vacations, summertime Too! Home or away. See COVERAGE DETAILS to view your school’s coverage brochure to verify if interscholastic sports and/or interscholastic tackle football is included.
Covers school sponsored and supervised activities on or off premises. Includes travel directly to or from an activity. See COVERAGE DETAILS to view your school’s coverage brochure to verify if interscholastic sports and/or interscholastic tackle football is included.
Extends the School Time coverage that your school has purchased to 24-Hours per day. Covers injuries that occur other than during school days and at school sponsored and supervised activities on or off premises. Weekends, vacations, summertime too! Home or away, anyplace, anytime. No coverage for interscholastic sports or interscholastic tackle football.
Covers high school interscholastic tackle football (participating with students in grades 10, 11 or 12). 9th grade students who play with only 9th graders can be covered under the OPTIONAL SCHOOL TIME ACCIDENT COVERAGE or OPTIONAL 24-HOUR ACCIDENT COVERAGE. Includes coverage for SPRING/SUMMER WEIGHT AND CONDITIONING TRAINING.
Covers high school interscholastic tackle football players (participating with students in grades 10, 11, or 12) for spring/summer weight and conditioning training. For new players not already insured under optional football.
Covers dental injuries due to accidents 24 hours per day with a $25,000 maximum. Deferred benefits should treatment be delayed.
Plans written through Gerber Life Insurance Company, administered through SMIC, do not require that a network provider be used. However parents can reduce out of pocket costs by obtaining treatment for their child from a participating provider.
To find a preferred provider please click here.
Gerber Life Insurance has teamed up with CVS Caremark to bring you and exciting Discount Prescription Program. This program was created to save you money on the high cost of prescription medications. It covers every member of your family – even your pets.
Use the Discount Prescription Card anytime your prescriptions are not covered by insurance or Medicare insurance programs. For more information please click here: https://www.gerberlife.com/caremark